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Fintech

A publicly verified account-growth challenge with the rules engine that makes anyone else run it honestly.

Two halves that need each other.

No account. No card. No sales call.

Find the losing streak you should be planning for

The verified public equity curve, free and permanently open, updating daily including the bad days. Runs in your browser. No account, no card, no call.

Your rules

Runs in your browser. Nothing is stored or transmitted.

Positive expectancy of 0.35R per trade at a defensible size.
Expectancy per trade
0.35R
$346.50
Expected per month
$6,930
84.0% a year
Risk of 50% drawdown
0.0%
Dollars at risk per trade
$990

Position size versus Kelly

Full Kelly maximises growth and is far too volatile to trade. Half-Kelly is the practical ceiling.

You are risking1.0%
Half Kelly (ceiling)8.8%

The losing streak you should plan for

Over 240 trades a year, a 10-trade losing streak is likely at 95% confidence. At 1.0% per trade that is a 9.6% drawdown — and it says nothing about whether the system is broken.

Take this with you

No email required. It is your result.

99K Options Challenge — risk model
· 0.35R expectancy at 45.0% win rate, 2R payoff
· 1.0% per trade vs 8.8% half-Kelly ceiling
· Plan for a 10-trade losing streak (9.6% drawdown)

Run it yourself: https://99koptionschallenge.com
Not financial advice. This is arithmetic on numbers you supplied. It models no real account, predicts no outcome, and does not account for slippage, fees, gaps or correlated positions. Trading involves risk of total loss.

The problem

Every challenge account on social media is unverifiable.

Screenshots are trivially faked, losing weeks quietly disappear, and beginners copy strategies whose real drawdown they have never seen.

Traders who genuinely want structure have nothing between a spreadsheet and a prop-firm evaluation, and they break their own rules because nothing enforces them.

Who this is for

Retail options traders with 2k to 25k accounts who follow challenge accounts on social media, plus the far larger group who want a structured, rule-enforced way to stop blowing up. Explicitly education and tooling, never advice.

What you actually get

Six things that are true on the first day, not on the roadmap.

  1. Verified, not claimed

    Numbers on 99K Options Challenge are derived from connected accounts and broker statements, not typed into a form.

  2. Rules enforced by the engine

    The rules are code. They apply automatically and identically to everyone, with no discretion.

  3. Full audit trail

    Every calculation is reproducible from its inputs, timestamped and exportable for review.

  4. Risk controls built in

    Position limits, drawdown thresholds and automatic halts are enforced, not suggested.

  5. Plain-English reporting

    Statements that a person can actually read, alongside the raw data for anyone who wants it.

  6. Independent verification

    Third parties can verify a published record without being given access to the account.

How it works

Three steps, and the first one costs nothing.

  1. 01

    Run the free tool

    The verified public equity curve, free and permanently open, updating daily including the bad days.

  2. 02

    See your own numbers

    Two halves that need each other.

  3. 03

    Upgrade only if it earns it

    Keep the free result either way. Move to a paid plan when 99K Options Challenge is already doing the work.

Pricing

Published in full. No “contact us for pricing”, no per-seat surprise on renewal.

Plans and what each includes
PlanPriceWhat it is forAction
FreeFreeforeverThe wedge, free forever. Enough to run on.
  • The verified public equity curve, free and permanently open, updating daily including the…
  • No credit card
  • Core loop included
Start free
ProPopular$39per monthFor retail options traders with 2k to 25k accounts who follow…
  • Everything in Free
  • Unlimited usage
  • Full history and exports
Start 14-day trial
Scale$490per monthFor teams that depend on this in production.
  • Everything in Pro
  • SSO and SCIM
  • Audit log and data residency
Talk to sales

Prices in USD. Cancel any time from the dashboard — no email, no retention call.

Questions people actually ask

Do I need to talk to anyone to try this?

No. The free 99K Options Challenge tool runs without an account, a card or a call. That is the point of it.

What does it cost?

Pricing is published in full on this page.

Who is this actually for?

Retail options traders with 2k to 25k accounts who follow challenge accounts on social media, plus the far larger group who want a structured…

What problem does it solve?

Every challenge account on social media is unverifiable.

Can I get my data out?

Yes. Everything you put in can be exported as CSV or JSON at any time, and deleting your account deletes your data.

Why should I trust the result?

Verification is the moat and it is a moat competitors cannot cross without exposing themselves.

Find the losing streak you should be planning for

The verified public equity curve, free and permanently open, updating daily including the bad days. Runs in your browser. No account, no card, no call.

Open the free tool

It runs in your browser. 99K Options Challenge never sees your inputs.